There’s no arguing that healthcare is a challenging cost for senior citizens. Research suggests that the average senior citizen will need $280,000 to cover health expenses after age 65. But if you have Medicaid, that cost could be greatly reduced.
Not everyone knows it, but Medicaid covers many health services that senior citizens need. Seniors with Medicaid can use their benefits to receive these services at little to no cost. Below are some of the benefits most applicable to seniors:
Many state Medicaid plans cover the cost of incontinence supplies like adult briefs, bladder control pads, and pull-on underwear. Qualifying Medicaid members can receive monthly deliveries of these products right to their door at little to no cost.
This benefit is very helpful for individuals with tight budgets. Incontinence supplies can cost between $900-$2,400 per year. Medicaid could reduce this cost, and with a supplier like Home Care Delivered, these products can be delivered discreetly to your door each month when needed.No more embarrassing trips to the store to buy supplies!
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Diabetic Testing Supplies
Medicaid also covers diabetic testing supplies such as blood glucose monitors, testing strips, lancets, and test formula. Like incontinence products, diabetic supplies canbe delivered at little to no cost for qualifying Medicaid members.
This is a huge benefit for people with diabetes. The average cost of diabetes treatment alone averages $9,600 per year. Qualifying Medicaid plans can reduce this expense by covering the cost of testing supplies.
Programs of All-Inclusive Care for the Elderly (PACE)
Medicaid could also cover the cost of Programs of All-Inclusive Care for the Elderly (PACE). PACE programs offer a huge range of healthcare services to seniors, including dental, home care, meals, prescriptions, hospital care, and more.
PACE programs have a monthly premium. If you have Medicaid, then that premium could be covered by your benefits. This is great news, because it means qualifying members can receive a wide variety of needed health services at little to no cost.
Many Medicaid plans cover mobility aids. Depending on the Medicaid plan, qualifying members could receive their mobility aids at a reduced price or at no cost at all.
This is great news, as mobile aids can range in cost from hundreds to thousands of dollars. With Medicaid covering part or all of the cost, seniors can get the equipment they need to enjoy life and remain independent.
Medicaid also covers treatments for arthritis. This could include things like anti inflammatory drugs, pain relief medication, and joint surgery. Qualifying Medicaid members could receive these treatments at little to no cost to them.
This benefit is perfect for individuals who need regular treatment for arthritis. Medication can be very expensive, reaching as high as $30,000 annually. Surgery can cost even more. Medicaid can reduce the cost and allow seniors to receive the treatment they need.
There are many other health services that Medicaid could cover, including benefits for people with Alzheimer’s and Dementia. Here are a few more:
- Catheters & urological supplies
- Lab work & X-rays
- Bandages & wound care products
- Home Health
- Personal Care Assistant
- Nursing Facility
To find out if any of these benefits are an option, call the number on the back of your Medicaid card.